Your Capital. No Limits.
Built for people who actually use their money.
Store, move & grow your wealth.
Our philosophy:finance should beeffortless and secure
Most crypto apps hand you a card and call it a finance app
Billion makesmanaging yourwealth feel premium
Spend, swap, earn, borrow, and move across borders, all in one place, with self-custody
Powerful underneath
Simple on the surface
Spend your stablecoins
anywhere
works
Earn up to 10% cashback
Save as you spend, on every purchase
Free on every USD purchase
No FX fee on USD purchase
Pick the plan that fits
From a free Virtual card to Visa Infinite
Billion Cards
Standard
The free way in. Issue a Virtual Visa Platinum or order a physical card in minutes with all its benefits and start spending instantly.
Your Assets. Your control. More than just a way to spend.
Swap
Move between assets and chains like changing currency. No bridges, no chain-picking.
Earn
Put your idle stablecoins to work and watch your balance grow without leaving the app.
Self-custody
Your keys, your capital. Always yours, never ours.
Multi-chain
One balance across 5+ networks. Billion handles the chains.
Borrow
Need liquidity? Borrow against your assets through trusted lending protocols and keep your position.
RWA
Buy and sell tokenized stocks, ETFs, pre-IPO straight from your account. Self-custodial, no broker in between.
Move
Send across borders in seconds. Ramp in and out of fiat whenever you need.
From local currency to USD and back. Whenever you need.
Add money in your local currency, keep it in USD. Spend worldwide or withdraw in your currency anytime.
207 countries supported, all shown in the field above.
Business accountsYour company’s money,
in one place
Run your company's money on stablecoin rails. Hold treasury across entities and jurisdictions, pay your team and contractors anywhere in stablecoins or fiat, and give everyone the right access with role-based corporate cards and real-time spend visibility, all without handing your keys to a bank.
- One treasury, every entity & jurisdiction.
- Corporate cards: roles, limits, live visibility.
- Pay team & contractors anywhere, stablecoin or fiat.
The names behind Billion
The complexity stays under the hood, on rails users already trust
Everything your capital should do
Get the app and put your capital to work
Frequently askedquestions
Is my money self-custodial?
Yes. Your keys and your funds stay in your control, never on our balance sheet.
What does it cost?
Spending in USD is free. You only pay where you'd expect — like currency conversion on non-USD purchases.
Is it secure?
Billion runs on infrastructure used across crypto and payments, with identity and compliance checks built in.
Which networks and assets?
Multiple chains (Ethereum, Base, Solana, Tron, and more), with stablecoins at the center.
Where can I use it?
Built for a cross-border life, works across jurisdictions.
What's live and what's coming?
Spend, swap, earn, borrow, move, and self-custody are in the app. Business accounts are coming soon.
How do I get in?
Join the waitlist for early access and founding-member terms.